Terms & Conditions
Please read these terms before using FinVault.
1. Acceptance of Terms
By installing, accessing, or using FinVault, you agree to these Terms & Conditions. If you do not agree, please do not use the app.
2. Purpose of the App
FinVault is a personal finance tracking application designed to help users record income, expenses, lending, budgets, reports, backups, and related financial notes.
FinVault is a record-keeping tool only. It does not provide banking, lending, investment, tax, legal, or financial advice.
3. User Responsibility
- You are responsible for the accuracy of data you enter.
- You are responsible for maintaining backups of important data.
- You must not use FinVault for fraud, scams, unauthorized financial activity, or illegal purposes.
- You must not enter or store OTP, UPI PIN, ATM PIN, card PIN, CVV, banking passwords, or other sensitive banking secrets in notes or backups.
4. Local Mode and PIN Recovery
Local Mode data is stored on your own device. If you enable PIN/encrypted local vault protection and forget the PIN, FinVault cannot recover encrypted local data by email.
Your recovery options may be limited to restoring a JSON backup or resetting the local vault, which may delete local data.
5. Cloud Sync
Cloud Sync uses Firebase services for authenticated users. Access to cloud data is protected by login and security rules, but users must keep their own account credentials secure.
6. Backups and Exports
Backup/export files may contain financial records. Store them safely and do not share them with unknown people.
7. Anti-Scam Notice
FinVault never asks for OTP, UPI PIN, ATM PIN, card PIN, CVV, internet banking password, screen sharing, or payment approval.
8. Limitation of Liability
FinVault is provided as-is without warranties. The developer is not responsible for financial loss, data loss, accidental deletion, unauthorized access caused by compromised devices/accounts, third-party services, or user negligence.
9. Data Deletion
For cloud account deletion requests, use the official Delete Account page or contact support.
10. Contact
Support email: finvault.help@gmail.com